The Business Banking team at Federal Trust is experienced in all aspects of business finances. We take pride in understanding your business and structuring a lending relationship tailored to meet your individual needs. Count on us to make knowledgeable recommendations and provide you with personalized and attentive service.
DECISIONS IN AS FEW AS 48 HOURS! Once we’ve received your completed application and business documentation, we’ll have a decision for you quickly.
To determine the right loan for your business or for more information, contact:
Business Banking Loan Application
Personal Financial Statement
Operating Capital Line of Credit
Federal Trust offers a revolving line of credit secured by the working assets of your business which can be used for short term working capital purposes such as receivables, inventory or for general cash flow management.
Secured Term Loan
For fixed asset purchases, business expansion or other long-term needs, our secured term loan may be what you are looking for. Terms are flexible – one to seven years, fixed or variable rates, and there are no pre-payment penalties! This type of long-term financing can also serve as an avenue for owners to extract or inject new equity into the business.
We can provide financing for equipment needed in your business, structured as a loan or lease, depending on circumstances unique to your business.
Business Real Estate Financing
When it comes to buying or refinancing real estate, Federal Trust Bank provides a variety of options for income producing properties based upon the cash flow unique to each property.