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Federal Trust has several ways to help you save for a rainy day.

Prestige Plus Savings
Everyone has something special they are saving for whether it’s a new home, car, or just for a rainy day. Manage your money wisely by opening a Prestige Plus Savings account.

  • Minimum initial deposit: $100.00
  • Competitive tiered interest Rates
  • Low minimum balance
  • FREE telephone banking
  • FREE online access with checking account
  • May serve as overdraft protection for checking account

Children’s Savings
Help your kids learn to save!

  • Minimum initial deposit: .01¢
  • No minimum daily balance requirement
  • Interest compounded daily
  • No account charge fee!

Certificates of Deposit (CDs)
CDs have been popular for years as a safe and predictable investment. For short-term vacation plans or life-long investing, CDs offer maturity periods from 3 months to 5 years. There are many advantages to choosing one or more of our CDs.

  • Interest rate guaranteed for the term specified on fixed rate
  • Variety of terms to meet your needs
  • Automatic renewal
  • FDIC insured up to the maximum permitted by law
  • Competitive rates of return


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