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Bank Switch Kit

We know that switching your checking account from one bank to another can seem a bit overwhelming.  But at Federal Trust Bank, we are determined to do more to help you make the transition quickly and easily!  Just follow the five easy steps below – or come in to one of our branches and we’ll do it for you personally!

Open a Federal Trust checking account

  • FTB offers several checking account options designed to meet your needs. Visit any of our branch locations to open your new checking account.

Discontinue use of your old checking account

  • Balance your account and make sure that enough funds are available to cover any outstanding checks, debit card transactions and upcoming withdrawals. To determine your ending balance, use our handy Checking Account Reconciliation Worksheet.

Switch your direct deposit(s)

  • Print, fill out and send our Direct Deposit Change/Enrollment Form to any direct deposit vendors that you may have including payroll from your employer, Social Security or other government deposits, CD interest payments, Child Support deposits, etc. You will need to print one form for each company with which you have an arrangement for direct deposit.

Switch your automatic payments

  • Send our Automatic Payment Authorization to any companies that you are paying through automatic payment/withdrawal. This will provide them with your new Federal Trust Bank checking account information. This may include utilities or other payments including electric, phone, water, cable/satellite, loans, mortgages, child support, insurance, and more. You will need to print, fill out and send one Automatic Payment Authorization for each company with which you have an arrangement for automatic withdrawal.

Close Your Old Account

  • Send our Account Closure Request to the financial institution where you are closing your old checking account. Make sure all checks have cleared and that there is no more activity on the account.
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